
Baby Boomers Retirement Crisis
Baby boomers face new retirement challenges
Amidst all this uncertainty, today’s baby boomers face new retirement challenges. This book was written to help retirees and future retirees navigate their way to a safe retirement.
My mission is to help 80 million baby boomers have a worry-free retirement by ensuring they never run out of money. I believe that securing enough guaranteed lifetime income is crucial for a successful retirement. Instead of focusing on the rate of return on investments, I emphasize the importance of having guaranteed lifetime income and mitigating retirement risks related to inflation, withdrawal rates, and market fluctuations. In retirement, the longevity risk can be most significant concern.
How does a health savings account work?
A Health Savings Account (HSA) is a tax-advantaged savings account that is designed to help individuals and families with high-deductible health insurance plans (HDHPs) save money for medical expenses.
Ted Benna the man who created the 401(k)
Did you know the very man who created the 401(k), Ted Benna, has publicly stated that it has become a MONSTER that he wishes could be "blown up"?

Windi Barnes
Recognition for
- Gold Eagle Top Producer
- American Equity Investments
- Top Power Producer Award
- Fidelity and Guaranty Life and Annuity
- Professional Organization of Women of
- Excellence Recognition