Tax-Favored Retirement
We are driven to educate families on a strategy that allows them to achieve stock market growth without stock market risk while providing a tax-free retirement income as long as they live.
Windi Barnes has devoted most of her career to helping clients with their Retirement and Estate planning needs. She is a wife and mother of two and a grandmother. She is devoted to helping her clients with the decision-making process of how to protect their assets from market volatility by offering them safe plans that protect their nest egg and give them peace of mind with a solid plan for their future.
Risk-Free Growth
You can earn stock market gains without stock market losses. Your account can never experience a loss no matter how much the stock market plummets.
Tax-Favored Income
This strategy will provide tax-favored income during your retirement years. Unlike “qualified” plans it will not be subject to a tax hike.
Cash flow
you can’t outlive
If set up properly, this strategy will provide the income you can rely on year after year no matter how long you live.
Avoiding road blocks to a successful retirement
Fluctuating interest rates
Today’s low-interest rate environment can be a challenge when planning a dependable retirement income. As an example, the average CD rate is just 1.47% versus over 10% decades ago.
Stock market volatility
Downturns in the market can mean significant drops when it comes to your retirement money. If you’re concerned about how much money you’ll have at your retirement, think about solutions that can help insulate your savings against significant losses as you near retirement.
Longer life expectancies
Everyone wants to live longer to spend more time with their loved ones. But living longer means more money for retirement. That’s why it’s so important to plan for a retirement that lasts 30 years or more.
How annuities can help you drive away from retirement challenges
As far as retirement priorities, everyone’s risk tolerance is different. But when you’re trying to plan for a solid retirement, you need a strategy that helps you drive around “potholes” in the road while still delivering the income you’ll need to turn your dreams into tomorrow’s game plan.
That’s why flexible plan options are so important. You can take advantage of valuable growth potential while still locking in important risk guarantees. Think of it as your road map to a retirement that works for you:
Growth potential
You can choose options to help take advantage of stock market gains without investing directly into the market
Downturn guarantees
If the market gets bumpy, you confidently relax … knowing you won’t lose your principal to market downturns
Steady stream of lifetime income
Your payments will never run out no matter how long you live, even if your account value is depleted
How the power of tax deferral revs up your retirement income
No one wants to overpay on their taxes. When it comes to your retirement savings, that’s especially true. Every dollar you pay in taxes today means that’s another dollar that’s NOT working toward building a solid retirement for you tomorrow.
Benefit 1
The money you’ve saved for your retirement stays in your account where it has the potential to keep growing.
Benefit 2
The earnings on your retirement savings stay in your account where it has the potential to keep growing.
Benefit 3
The money you would have paid in taxes on those earnings stays in your account, giving you even more potential earnings.
Windi Barnes
Recognition for
- Gold Eagle Top Producer
- American Equity Investments
- Top Power Producer Award
- Fidelity and Guaranty Life and Annuity
- Professional Organization of Women of
- Excellence Recognition