FREE NO OBLIGATION
Retirement Consultation
FREE WEBINAR
Protecting your Nestegg
FREE NO OBLIGATION
Retirement Consultation
FREE WEBINAR
Protecting your Nestegg
Windi Barnes
Partners with Rasberry Producer Group
Retirement presents special challenges, financial and otherwise, to retirees. Fortunately, they don’t have to face those challenges alone.
Partners with Rasberry Producer Group
Retirement presents special challenges, financial and otherwise, to retirees.
Fortunately, they don’t have to face those challenges alone.
Windi Barnes
I have spent nearly twenty years in public speaking and educating in Retirement Strategies. This is a New Retirement Era with new laws in effect that change how we must plan. I will help you use Strategic planning for your retirement growth. Combining almost 20 years of experience in every aspect of the insurance and financial industry.
During every phase of life, your situation and financial needs change. Throughout your journey, I will provide ongoing guidance and utilize the best mix of resources, customized for your specific needs. Every step of the way, I will help you create and maintain the peace of mind you need to enjoy the best possible lifestyle.
No one wants cookie-cutter services that ignore their deepest concerns. Clients need direction that is custom-made to meet specific needs and achieve goals. I strive to understand my client’s goals fully, by preparing personalized retirement Strategies that are independent and objective. I will never recommend a product that I don’t believe is essential to my client’s success.
Blue-collar Americans
Blue-collar America and skilled workers have been the driving force of our economy that built America.
My father was a welder for over 40 years, and my mother was a schoolteacher. My father worked for the same company for 47 years. He came from a generation that believed in saving and putting back in their 401(k), yet he didn’t know what to do with it at retirement to start an income. So many people make the mistake of taking it out and paying high taxes, but we were able to make him a plan and reinvest his 401(k) in a safe plan that guaranteed him and my mother a lifetime income. Knowing what to do with your 401(k) plans and retirement can be a very confusing thing with all of the options that are available to you today. And it seems to be affecting the baby boomers the greatest. There are pros and cons to the new legislation that’s been passed with the RMDs being pushed up to 73 years of age. You will be paying a higher percentage to the government. Having a strategy in place to turn that money into tax-free money or make it available to your heirs without having to pay taxes on it is crucial.
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Strategies for Safe Retirement Income
- Tax-Free Retirement Accounts
- 401(K) Rollovers
- Retirement Income Planning
- IRA Rollovers
- Indexed Universal Life
- Fixed Indexed Annuities
- Roth IRA
Health Care
- Medicare
- Long-term Care
Life Insurance
The purpose of a life insurance policy review is to ensure that your policy is up-to-date and that you have the right amount and type of coverage for your current situation. This can help you avoid paying for unnecessary coverage or missing out on important benefits that you may need.
Estate Planning
- Providing for Loved Ones
- Paying Estate Taxes
- Equalizing Inheritance
- Funding a Buy-Sell Agreement
- Providing for Charitable Giving
- Income Replacement
- Long-Term Care Insurance
- Avoiding Probate
Retirement
Tax-Favored Retirement
We are driven to educate families on a strategy that allows them to achieve stock market growth without stock market risk while providing a tax-free retirement income as long as they live.
Want to learn how to supercharge your retirement?
Howard and Joann Ferguson have been clients of mine for over 10 years. Mr Ferguson passed away on September 22, 2021.
“Windi Barnes was the best thing that ever happened to us. She has provided us with wonderful service, kindness, and friendship over the last 10 years. She has been a trustworthy person at every turn of the road. She has always come to the comfort of our own home and helped us make financial decisions that always led us in the right direction. I can’t begin to imagine what I would have done without her during the passing of my beloved husband Howard. She came before he passed away to make sure things were in order and then again to his funeral to meet our children. She took care of all our paperwork with such professionalism and class. I highly recommend her services and expertise. I would consider her a confidant and friend to our family.”
How does a health savings account work?
A Health Savings Account (HSA) is a tax-advantaged savings account that is designed to help individuals and families with high-deductible health insurance plans (HDHPs) save money for medical expenses.
Ted Benna the man who created the 401(k)
Did you know the very man who created the 401(k), Ted Benna, has publicly stated that it has become a MONSTER that he wishes could be "blown up"?
Windi Barnes
Recognition for
- Gold Eagle Top Producer
- American Equity Investments
- Top Power Producer Award
- Fidelity and Guaranty Life and Annuity
- Professional Organization of Women of
- Excellence Recognition